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A policy that pays an income during an extended period of illness or injury.
A range of waiting periods are available from 4 to 52 weeks, the longer the period the lower the cost.
Maximum benefit is typically 50% to 65% of your income if you're unable to work.
Every claim is assessed by the insurer based on medical evidence provided by your doctor. Once a claim has been approved and payments are being made, the claim will be subject to ongoing medical review.
A claim stops when you have either recovered sufficiently to return to work, reached the end of the benefit payment term or died.
Once a claim is approved, the monthly income benefits are paid directly to you.
The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.