Personal

Personal Life Cover

Pays a lump sum in the unfortunate event of death.

Critical Illness Cover

Pays a lump sum if you're diagnosed with a critical illness.

Income Protection Cover

Pays an income if you're unable to work through accident or sickness.

Workplace

Group Life Cover

Pays a lump sum if an employee dies.

Group Critical Illness Cover

Pays a lump sum if an employee is diagnosed with a Critical Illness.

Group Income Protection

Pays an income if an employee is unable to work through accident or sickness.

Business

Key Person Life Cover

Financial security for your business in the unfortunate event of death of a Key Person.

Key Person Critical Illness Cover

Pays a lump sum to a business upon diagnosis of a defined critical illness of the insured Key Person.

Shareholder or Partnership Protection Plan

Ensures surviving owners remain in control of their business.

Pensions

Simple plans for individuals and businesses.

Jersey

Jersey Workplace Pensions

Easy to manage pension plans for employers and their employees in Jersey.

Rossborough Personal Retirement Plan

A low cost, flexible way to save for your future.

Guernsey

Guernsey Workplace Pensions

Easy to manage pension plans for employers and their employees in Guernsey.

The Guernsey Retirement Plan

A low cost, flexible way to save for your future.

Secondary Pensions

We can help employers comply with new upcoming laws in Guernsey.

Retirement

Discover what you can do with your pension.

Jersey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Trust Scheme.

Pension Drawdown

Take unlimited withdrawals directly from your pension fund via a Pension Drawdown Contract.

Take cash

Unrestricted access to your pension fund.

Guernsey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Annuity Trust.

Take cash

Unrestricted access to your pension fund.

About Us

Learn more about the pensions, savings and protection specialists with over 12,000 local pension members.

About Rossborough Financial

About Us

Learn more about the pensions, savings and protection specialists with over 12,000 local pension members.

Careers

Find out more about working for Rossborough Financial and browse our current vacancies.

Team

Meet the team at Rossborough Financial

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Careers

Life Cover

A tailored life insurance plan providing you and your family with peace of mind and financial security.

  • Affordable solutions
  • Structured to your circumstances
  • Financial protection for your family and dependants
  • Cover for mortgages and loans

Benefits

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We're with you every step of the way

From helping you understand your needs through to arranging cover, we're here to help. You can rely on us should a claim ever be made.
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A simple policy to set up

Life Cover can be easily set up, and cover can often be arranged immediately.
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Tailored cover

Choose the amount that's paid out in the event of your death.
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Claims settled quickly

Prompt payment directly to your beneficiaries.

FAQs

What medical information will I need to provide?

The insurers we work with will normally require you to complete an application with details of your health and medical information. The insurers set an underwriting limit below which you will not be required to provide medical evidence.

However, any pre existing conditions will need to be declared.

How are claims paid out?

In the event of a claim, the insurers pay the lump sum benefits to your named beneficiary. We aim to settle all claims promptly.

How long will it take to get covered?

In some cases cover can be arranged immediately.

The fastest way to arrange cover is to call us on 01534 502000 or 01481 241534.

Can I use this cover for my mortgage?

Yes, Life Cover can be arranged in conjunction with a mortgage.

How do I get a quote?

The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.

“ We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that. ”

Advice you can trust

Client-focused

Clarity with integrity

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