Personal

Personal Life Cover

Pays a lump sum in the unfortunate event of death.

Critical Illness Cover

Pays a lump sum if you're diagnosed with a critical illness.

Income Protection Cover

Pays an income if you're unable to work through accident or sickness.

Workplace

Group Life Cover

Pays a lump sum if an employee dies.

Group Critical Illness Cover

Pays a lump sum if an employee is diagnosed with a Critical Illness.

Group Income Protection

Pays an income if an employee is unable to work through accident or sickness.

Business

Key Person Life Cover

Financial security for your business in the unfortunate event of death of a Key Person.

Key Person Critical Illness Cover

Pays a lump sum to a business upon diagnosis of a defined critical illness of the insured Key Person.

Shareholder or Partnership Protection Plan

Ensures surviving owners remain in control of their business.

Pensions

Simple plans for individuals and businesses.

Jersey

Jersey Workplace Pensions

Easy to manage pension plans for employers and their employees in Jersey.

Rossborough Personal Retirement Plan

A low cost, flexible way to save for your future.

Guernsey

Guernsey Workplace Pensions

Easy to manage pension plans for employers and their employees in Guernsey.

The Guernsey Retirement Plan

A low cost, flexible way to save for your future.

Secondary Pensions

We can help employers comply with new upcoming laws in Guernsey.

Retirement

Discover what you can do with your pension.

Jersey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Trust Scheme.

Pension Drawdown

Take unlimited withdrawals directly from your pension fund via a Pension Drawdown Contract.

Take cash

Unrestricted access to your pension fund.

Guernsey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Annuity Trust.

Take cash

Unrestricted access to your pension fund.

About Us

Learn more about the pensions, savings and protection specialists with over 12,000 local pension members.

About Rossborough Financial

About Us

Learn more about the pensions, savings and protection specialists with over 12,000 local pension members.

Careers

Find out more about working for Rossborough Financial and browse our current vacancies.

Team

Meet the team at Rossborough Financial

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Retirement

What can you do with your pension pot?

Pension benefits can be accessed from age 50-75, there are a number of options available to you and it is important to compare the features and benefits of each, to decide the most appropriate for you. You have several options available to you in Jersey and Guernsey, which are outlined below.

Your options in Jersey

You can take up to 30% of your fund as a tax free lump sum on retirement and the remaining amount can be accessed via the options listed below.

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Trust Scheme.

Pension Drawdown

Take unlimited withdrawals directly from your pension fund via a Pension Drawdown Contract.

Take cash

Unrestricted access to your pension fund.

Your options in Guernsey

You can take up to 30% of your fund as a tax free lump sum (subject to a maximum limit) on retirement and the remaining amount can be accessed via the options listed below.

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Annuity Trust.

Take cash

Unrestricted access to your pension fund.

Ready to talk retirement?

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Call us or use the contact form, we're happy to help.

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Retired couple on a hill watching the horizon